Added: Mastercard

 

Bought 219 shares of Mastercard at USD368.40 on 28 June.

Reason for buying:

1) Short term buy to sell

Given the cheap fees (This trade fees is just USD2.19) from Tiger Brokers, my USA stocks is more of short term trading to lock in the gains whenever there is buy opportunity.

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I used POEMS for more than 1 decade and DBS Vickers for few years.

Between these 2 platform, I prefer POEMS due to its simple UI.

I started using Tiger only in Dec 2020 and it is now my preferred brokerage firm.

The advantages of Tiger over POEMS are:

• The UI & UX of its apps
• Easy to use & useful features
• News feed
• Analysis in easy to read graphical chart / diagram
• Instant
• Cash instantly appear in my Tiger account once I sold it instead of the need to wait for few days to reach my bank account
• Ability to convert diff currency instantly and consider its good exchange rate
• Super low fees 
• Benefits such as Stock voucher aka free money
• Games  (Predict the Market's Rise and Fall)
• The tiger coins won can be used to exchange for Stock voucher ($$$) [Super practical]
• Daily check in to Tiger apps will earn you tiger coins too :D

Try out Tiger Brokers using my QR code above or click on this link: https://www.tigerbrokers.com.sg/activity/forapp/invitflow-intl/signup.html?template=invite202011&lang=en_US&invite=O7OFC3

Tiger broker is giving new sign up user 1 x Starbucks share + 60 commission free trades + 500 Tiger coins if you makes an initial deposit of at least 2000 SGD or equivalent currency.

SOLD: UiPath

 

Sold 1163 shares of UiPath on 24 June at USD69.45

Total profit of USD1663.09 (2.1%) in 1 day.

Reason for selling:

1) Lock in profit

As mention in my buy post, buying of UiPath is purely very short term buy to sell kind.

======================================================================

I used POEMS for more than 1 decade and DBS Vickers for few years.

Between these 2 platform, I prefer POEMS due to its simple UI.

I started using Tiger only in Dec 2020 and it is now my preferred brokerage firm.

The advantages of Tiger over POEMS are:

• The UI & UX of its apps
• Easy to use & useful features
• News feed
• Analysis in easy to read graphical chart / diagram
• Instant
• Cash instantly appear in my Tiger account once I sold it instead of the need to wait for few days to reach my bank account
• Ability to convert diff currency instantly and consider its good exchange rate
• Super low fees 
• Benefits such as Stock voucher aka free money
• Games  (Predict the Market's Rise and Fall)
• The tiger coins won can be used to exchange for Stock voucher ($$$) [Super practical]
• Daily check in to Tiger apps will earn you tiger coins too :D

Try out Tiger Brokers using my QR code above or click on this link: https://www.tigerbrokers.com.sg/activity/forapp/invitflow-intl/signup.html?template=invite202011&lang=en_US&invite=O7OFC3

Tiger broker is giving new sign up user 1 x Starbucks share + 60 commission free trades + 500 Tiger coins if you makes an initial deposit of at least 2000 SGD or equivalent currency.

Related post:

1) SOLD: Alibaba & Tiger Brokers. ADDED: UiPath

SOLD: Alibaba & Tiger Brokers. ADDED: UiPath

 

Sold 196 shares of Alibaba on 23 Jun at USD215.50.

Total profit of USD738.83 (1.8%) in 1 month.

Sold 1453 shares of Tiger Brokers on 23 Jun at USD25.25.

Total profit of USD1917.96 (5.52%) in 1 week.

Reason for selling:

1) Lock in profit for Alibaba + Tiger Brokers to purchase UiPath

Bought 1163 shares of UiPath on 23 Jun at USD68.

Reason for buying: 

1) Very short term buy to sell

UiPath IPO at USD56 in April 2021.

Price is attractive at USD68 currently.

2) UiPath is Leaders in Magic Quadrant for RPA (Robotic Process Automation)

3) RPA is the next gen tools 

UiPath is easy to learn, even for non-tech people.

======================================================================

I used POEMS for more than 1 decade and DBS Vickers for few years.

Between these 2 platform, I prefer POEMS due to its simple UI.

I started using Tiger only in Dec 2020 and it is now my preferred brokerage firm.

The advantages of Tiger over POEMS are:

• The UI & UX of its apps
• Easy to use & useful features
• News feed
• Analysis in easy to read graphical chart / diagram
• Instant
• Cash instantly appear in my Tiger account once I sold it instead of the need to wait for few days to reach my bank account
• Ability to convert diff currency instantly and consider its good exchange rate
• Super low fees 
• Benefits such as Stock voucher aka free money
• Games  (Predict the Market's Rise and Fall)
• The tiger coins won can be used to exchange for Stock voucher ($$$) [Super practical]
• Daily check in to Tiger apps will earn you tiger coins too :D

Try out Tiger Brokers using my QR code above or click on this link: https://www.tigerbrokers.com.sg/activity/forapp/invitflow-intl/signup.html?template=invite202011&lang=en_US&invite=O7OFC3

Tiger broker is giving new sign up user 1 x Starbucks share + 60 commission free trades + 500 Tiger coins if you makes an initial deposit of at least 2000 SGD or equivalent currency.

Related post:

1) Added: Alibaba (May 2021)

2) Added: Alibaba (Jun 2021)

3) Added: Tiger Brokers (Jun 2021)    

How I reduce my POSB fixed 1.4% home loan to 0.85% via POSB cashback bonus

 

I refinanced my HDB loan from CPF 2.6% pa to POSB Fixed 5 years 1.4% pa home loan early this year.

Majority of the people heard of DBS Multiplier account instead of POSB Cashback Bonus account.

I had switched over from DBS Multiplier account to POSB Cashback Bonus account in Aug 2020 and had been received alot higher "interest/cashback" monthly amount now. 

Only regret is why I did not make the switch earlier.

If you would like to know more about POSB Cashback Bonus account and what the difference between Multiplier vs Cashback account, you can click here to refer to my Aug 2020 post.

The focus in this post is receiving 3% cashback on your monthly housing loan repayment in Cash/CPF, as long as you can meet 3 or more of the below activities.

My monthly interest rate for my $100k++ outstanding loan is roughly $153.36.

To maximum this 3% cashback benefit. your repayment amount should be $1,000 per month as there is a cap of $30 cashback.

As long as your names are in the loan contract, you will be eligible for this.

In my case, myself and wife receive $30 each (Total $60) per month in our POSB cashback bonus.

This amount is equivalent to 39% ($60 out of $153.36). 

This is how I reduce my POSB fixed 1.4% home loan to 0.85% via POSB cashback bonus.

Related post:

1) Review: HYDRA S7 Robot Vacuum (The Best Robot in 2020??)

2) Review: iLife Shinebot W450 Mop Robot (The Best Value for Money Mop Robot in 2021??)

3) Saved 30% electricity bill by switching out from SP Group - Open Electricity Market (OEM)

4) Hottest topic : Open Electricity Market (OEM)

5) Home renovation regrets that costs you thousands of dollars

6) HDB BTO Key Collection

7) Why you should sign up for NTUC Union membership now........

8) 33 financial tips for my 33rd Birthday

9) New milestone - $300,000 portfolio

10) SOLD: Bitcoin & Added: Dogecoin

11) Added: Tiger Brokers

Added: Tiger Brokers

 

Bought 1,453 shares of Tiger Brokers at USD23.91 on 16 Jun.

Reason for buying:

1) Short term trade

Tiger Brokers share price is very volatile.

It dropped 20% from USD29.39 to USD23.63 on 15 Jun.

I see this as a great opportunity to buy.

Should not have any challenges for it to rebound back up 10% in next few days.

2) Next gen brokerage firm

I used POEMS for more than 1 decade and DBS Vickers for few years.

Between these 2, I prefer POEMS due to its simple UI.

I started using Tiger only in Dec 2020 and it is now my preferred brokerage firm.

The advantages of Tiger over POEMS are:

• The UI & UX of its apps
• Easy to use & useful features
• News feed
• Analysis in easy to read graphical chart / diagram
• Instant
• Cash instantly appear in my Tiger account once I sold it instead of the need to wait for few days to reach my bank account
• Ability to convert diff currency instantly and consider its good exchange rate
• Super low fees 
• Benefits such as Stock voucher aka free money
• Games  (Predict the Market's Rise and Fall)
• The tiger coins won can be used to exchange for Stock voucher ($$$) [Super practical]
• Daily check in to Tiger apps will earn you tiger coins too :D

Try out Tiger Brokers using my QR code above or click on this link: https://www.tigerbrokers.com.sg/activity/forapp/invitflow-intl/signup.html?template=invite202011&lang=en_US&invite=O7OFC3

Tiger broker is giving new sign up user 1 x Starbucks share + 60 commission free trades + 500 Tiger coins if you makes an initial deposit of at least 2000 SGD or equivalent currency.

Added: Alibaba (Jun 2021)

 

Bought another 112 shares of Alibaba at USD212 on 11 June.

This bring my total Alibaba shares to 196 shares.

Reason for buying:

1) Similar to my buy reason on 21 May here

Related post: 

1) Added: Alibaba (May 2021)

2) Review: iLife Shinebot W450 Mop Robot (The Best Value for Money Mop Robot in 2021??)

3) Review: HYDRA S7 Robot Vacuum (The Best Robot in 2020??)

4) Home renovation regrets that costs you thousands of dollars

5) Money saving tips during renovation and buying home appliances

SOLD: ComfortDelGro

 

Sold 45,600 shares of ComfortDelGro on 11 Jun at $1.71.

Total profit of $10,170.52 (14.9%) in 1 year.

Reason for selling: 

1) Lock in profit

As mentioned in my previous post, I will be reducing my stocks in SGX and explore more into USA market.

Try out Tiger Brokers using my QR code above or click on this link: https://www.tigerbrokers.com.sg/activity/forapp/invitflow-intl/signup.html?template=invite202011&lang=en_US&invite=O7OFC3

Related post:

1) ComfortDelGro AGM 2021

2) Added: ComfortDelGro (CDG) Feb 2021

3) Added: ComfortDelGro (CDG) Sep 2020

4) Added: ComfortDelGro (CDG)

SOLD: Bitcoin & Added: Dogecoin

 

Sold all my 0.13 BTC on 1 June.

Total profit S$449.06 (7.5%) in 3 days.

Requested for my first withdrawal on 3 June and the money reached my bank account less than 2 hours later.

So far the buy / sell & deposit / withdraw experience of Gemini have been amazing. 

Click on my ref link here to sign up Gemini and both of us will receive $10 worth of bitcoin when you buy / sell $100 or more within 30 days of account creation.

Bought S$16,439 worth of dogecoin at ~USD0.362 on 4 June.

Related post:

1) Added: Bitcoin via Gemini (My maiden crypto)