Monday, September 27, 2021

34 financial tips for my 34th Birthday


Today I am celebrating my 34th Birthday.

Tips #34: Margin calls is one of the most terrible feeling

If you did not experience margin calls before, WELL DONE to you :)

What is even worst than margin calls is you do not have sufficient funds to top up your account, resulting in your stocks get liquated.

From just paper loss become actual loss. 

The effort required to break even from actual loss is greater than paper loss.

Thus, do think twice (or 3 times) before you hit the button.

 Click here to view the other 33 tips posted on my 33rd birthday.

Related post:

1) 33 financial tips for my 33rd Birthday

Sunday, September 26, 2021

Added: Frasers Centrepoint Trust (Sep 2021)


Bought 4100 shares of Frasers Centrepoint Trust (FCT) at $2.30 on 24 Sep.

Reason for buying: 

Same as the reasons why I bought in Oct 2020.

Given that Singapore is going to implement Work From Home (WFH) as default for 1 month from tomorrow 27 Sep onward, this might not be bad news for FCT where majority of the malls are located in suburban area.

Higher chance this WFH group will order via Grabfood or dabao themself.

FCT should also be declaring dividends in their 4Q21 Financial result sometime near end Oct 2021.

Related post:

1) Added: Frasers Centrepoint Trust

2) SOLD: Frasers Centrepoint Trust

Thursday, September 23, 2021

SOLD: Ascendas REIT


Sold 3,100 shares of Ascendas REIT on 20 Sep at $3.13

Total profit $854.60 (9.4%) in 6 months.

Reason for selling:

1) Lock in profit to buy another SGX stock

Ascendas REIT is still a good REIT to me.

However, as quite a few of my SGX watchlist stock have drop to a yummy level, thus locking in profit to buy another SGX stock.

As I bought Ascendas REIT via traditional stock broker, aside from the high commission price, I still need to wait for T+2 for the money to credit in. Price of my watchlist seem to have rise and I shall monitor for a while more. 

This is why Tiger brokers / Moomoo seem alot more attractive compare to traditional stock broker.


I used POEMS for more than 1 decade and DBS Vickers for few years.
Between these 2 platform, I prefer POEMS due to its simple UI.

I started using Tiger only in Dec 2020 and it is now my preferred brokerage firm.

The advantages of Tiger over POEMS are:
  • The UI & UX of its apps
  • Easy to use & useful features
    • News feed
    • Analysis in easy to read graphical chart / diagram
  • Instant
    • Cash instantly appear in my Tiger account once I sold it instead of the need to wait for few days to reach my bank account
    • Ability to convert diff currency instantly and consider its good exchange rate
  • Super low fees 
  • Benefits such as Stock voucher aka free money
  • Games  (Predict the Market's Rise and Fall)
    • The tiger coins won can be used to exchange for Stock voucher ($$$) [Super practical]
    • Daily check in to Tiger apps will earn you tiger coins too :D

Tiger broker is giving new sign up user 1 x Apple share + 60 commission free trades + 500 Tiger coins if you makes an initial deposit of at least 2000 SGD or equivalent currency.

Related post:

Monday, September 6, 2021

Summary of my portfolio - Aug 2021

  Mr CDxD portfolio

No.CountersNo. of Shares
1Ascendas REIT3,100
2HongKongLand USD21,200


  • US Stock market trading update: Profit USD1120 for Aug