Sunday, April 29, 2018

Transferred $5,000 from CPF OA to SA for 2018

I did my very first $10,000 transfer from CPF OA to SA in 2017 (See post here).
I did my second $10,000 transfer from CPF OA to SA in Feb 2018 (See post here).
Today, I did my 3rd $5,000 transfer from CPF OA to SA.

This should be my last transfer as I will be getting my HDB BTO key mid of 2019.
Therefore, need to strike a balance between HDB loan (Looking to finish the loan latest by 10th years mark) vs Retirement.

Today transferred was sort of unplanned as I received a huge bonus from my employment, thus, making good use of the extra money for the compounding magic to do its work. 

Friday, April 20, 2018

Sneak preview of 24-26.04 Lazada's $29/$49 Surprise

Related post:
(Revealed)Whats in 24-26.04 Lazada's $29 Surprise Box
Sneak preview of 12.12 Lazada's $29 Surprise Box
(Revealed)Whats in 12.12 Lazada's 29 Surprise Box
Sneak preview of 11.11 Lazada's $29 Surprise Box
(Revealed)Whats in 11.11 Lazada's 29 Surprise Box

We will update the links as soon as we found the sneak preview.
Do check back regularly for updates.

24th Apr
Surprises at 12AM
1) Logitech
2) Benefit
3) Kamiliant

Surprises at 8AM
1) AIBI X Reebok
2) Blackmores
3) Jason Markk

Surprises at 10AM
1) Leapfrog
3) EuropAce

Surprises at 12Noon
1) Motorola
2) 3M
3) Philips

Surprises at 2PM
2) Barlie
3) Watsons

Surprises at 4PM
1) Hot Wheels
2) Philips Avent
3) John Frieda Frizz ease

Surprises at 6PM
1) Yves Rocher
2) Tronsmart
3) Crumpler

Surprises at 8PM
1) Dumex
2) Bluelounge
3) MyBeautyStory

Surprises at 10PM
1) Triumph
2) Laneige
3) White Magic

25th Apr
Surprises at 8AM
1) Etude House
2) Tefal
3) HardwareCity

Surprises at 10AM

2) S Soul
3) innisfree

Surprises at 12Noon
1) GoPro
2) Hada Labo
3) Colgate

Surprises at 2PM
1) JBL
2) Johnson & Johnson For Him
3) Nature Republic

Surprises at 4PM
1) American Tourister
3) Johnson & Johnson MOM & KIDS

Surprises at 6PM
1) Universal Travller
2) ZA X Tsubaki
3) Mamonde

Surprises at 8PM
1) Marti Derm
2) Levi's

Surprises at 10PM
2) Prolink
3) AIBI X Adidas

26th Apr
Surprises at 8AM
1) Thomas & Friends
2) AKG

Surprises at 10AM
1) Joycos
2) IMS
3) Dockers

Surprises at 12Noon
1) Philips Mobile Accessories
2) Denizen
3) EverSoft

Surprises at 2PM
1) Fisher-Price

2) Bio Essence
3) MemoryWorld

Surprises at 4PM
1) Acer
2) Ginvera
3) Autobacs

Surprises at 6PM
2) Elizabeth Arden
3) Hasbro

Surprises at 8PM
1) Shiseido
2) MAC
3) Origins

4) Clinique

Surprises at 10PM
1) MyMiniMixieos
2) Etude House
3) Mamonde




We will update the links as soon as we found the sneak preview.
Do check back regularly for updates.

Saturday, April 14, 2018


Bought 45,000 shares of Perennial between 3rd - 9th Apr at average price of $0.855.

Reasons for buying Perennial:
1) They are into Healthcare & Real Estate sector.
    This is inline with my 2 sectors which I will heavily focus and invest in. So by buying Perennial, it is one stone kill 2 birds for me.
2) Their upcoming pipeline of integrated development in China prime location
     - Xi'an North High Speed Railway ("HSR") Integrated Development
     - Chengdu East High Speed Railway High Speed Railway ("HSR") Integrated Development
     - Zhuhai Hengqin Integrated Development
     - Beijing Tongzhou Integrated Development
We will see them start to bear fruits for the next few years with recurring income from these integrated development.
Do you see any similarity between Perennial with GuocoLand Limited & CapitaLand? 
All their stock price and dividend increases due to recurring income from: 
- GuocoLand is their Tanjong Pagar Centre aka Guoco Tower
- CapitaLand is their Raffles City Shenzhen, Raffles City Changning, Raffles City Hangzhou and CapitaMall Westgate in Wuhan opened in 2017  
3) PB ratio of around 0.51 only
This hidden gem is unloved mainly due to not much reporting from the analyst coverage. With the above upcoming pipeline nearer to completion date, their valuation will go up higher and it will make my current buy price of $0.855 even more attractive.
4) Increased the dividend to 1 cents for FY2017 from 0.4cents for FY2016
This is a growth stock rather than a dividend stock for now. But once those pipeline are completed and have recurring income, I believe Management will increase the dividend payout along with it. This stock is still in CD status till 4 May 2018, payout on 18 May 2018.
5) Their Sponsors
4 of them hold 81.41% of the PERENNIAL total shares.
Thus, their interest is definitely alight with shareholder.
Our % of shares is nothing compare to their holding :)  
6) The number of share buyback

Summary of my portfolio - Mar 2018

Blogged my Mar 2018 late as I was out to USA for 2 weeks for my Honeymoon ;)

Mr CDxD portfolio
No.CountersNo. of Shares
1CapitaMall Trust16,500
2Parkway Life REIT7,000

  • No activity for the month of Mar.. Boring :p

Miss CDxD portfolio
No.CountersNo. of Shares

  • No activity for the month of Mar.. Boring :p