CircleDNA review (Home Kit DNA Test)

 

What is Circle DNA?

Circle DNA empower individuals with valuable health insights to live healthier and happier lives. We give everyone the power to be in control of their own health.

Why am I interested in Circle DNA?

I got to know about Circle DNA via Channel New Asia (CNA) Talking Point - S1E17: DNA Test Kits: Are They Worth My Money?

I am interested to gain insight about my DNA in order for me to take preventive steps instead of reactive, so that to have a healthy life.

Lucky to get the Circle Premium set during pre Black Friday sales at SGD350 (Usual SGD899).

Unboxing

Receive the test kit via FedEx delivery

Premium Kit have the most comprehensive reports

Good user experience to know this DNA kit have a safety seal

Love letter from CEO & CO-Founder

Need to download the Circle apps. They have DNA kit for dog too 

COVID had trained us to be pro in using Swab. For Circle DNA, they requested to swab against your cheek.

Instruction provided are clear and easy to follow. Done collected my DNA :)

Ready to be send back

Circle DNA did include a return FedEx envelope for you to ship your DNA back to Hong Kong.

One unpleasant experience is scheduling for FedEx pickup. As I called in at around 10+pm, I was put on call queue for more than 30mins and nobody picked up my call :(

I gave up waiting and when I try called back the next day 8+am, my call was picked up within 10 secs and FedEx is able to come to collect on the same day itself.

Waiting for my results since my test kit was picked up on 24 Nov 2022.

Circle DNA url: https://circledna.com/ 

Added: AIMS APAC REIT (Dec 2022)

 

Added 12,500 shares of AIMS APAC REIT at $1.21 on 1 Dec 2022.

Reason for buying:

1) Dividend 7.9% with quarterly payout

2) PB 0.86

NAV $1.40 as of 31 Sep 2022

3) Average portfolio reversion rate at 8.1% for 1H FY2023

Very impressive reversion rate at 8.1% for 1H FY2023!!!

It was 6.2% for 2Q FY2023

Related post:

1) SOLD: AIMS APAC REIT (May 2021)

2) Added: AIMS APAC REIT (Nov 2020)

3) SOLD: AIMS APAC REIT & Sasseur REIT

4) Added: AIMS APAC REIT (Mar 2020)

5) SOLD: AIMS APAC REIT (Feb 2020)

6) Added: AIMS APAC REIT (Oct 2019)

7) SOLD: AIMS AMP Capital Industrial (Feb 2018)

8) ADDED: AIMS AMP Capital Industrial (Jan 2018)

Added: Frasers Centrepoint Trust (Nov 2022)

 

Bought 7,000 shares of Frasers Centrepoint Trust (FCT) at $1.94 on 8 Nov.

This bring my total number of FCT shares to 36,800

Reason for buying:

1) PB 0.83

NAV as of 30 Sep is $2.33

2) 6.3% div

Given Singapore Saving Bond (SSB) risk free reaches 3.47% (Avg return over 10 years), I agreed that 6.3% div yield is not consider high. 

However, we need to take into consideration of the PB & Frasers branding too. 

If we are looking for 7% div, the price for FCT need to be at $1.74, which translate to PB0.75.

I wont say it is impossible to reach this price target, but it will be hard unless FED continue to hike at  0.75% or higher for next few months OR rights issues.

By then, 7% doesn't look attractive anymore too.

3) Retail Sales exceeded pre-Covid level

4) With higher Sales trend, higher rental will auto follow

5) 71% of borrowing hedged to fixed rate & debt avg interest rate at 2.5%

Risk 1) Rights issues if part of Mercatus assets goes into FCT 

As of 26 Oct, it seem only Frasers Property & Link REIT are battling for the Mercatus assets.

This will be a short term pain to FCT shares price but I will be happy if Frasers Property / FCT can won this Mercatus assets.

Risk 2) FED continue to hike interest rate

 

Related post:

1) Frasers Centrepoint Trust (FCT) AGM 2022

2) Added: Frasers Centrepoint Trust (Jan 2022)

3) Added: Frasers Centrepoint Trust (Sep 2021)