Done for 2020 CPF Retirement Sum Topping-up (RSTU). How about you?

 

This is the first time me and my wife did cash top up into our respective CPF SA account via Retirement Sum Topping Up (RSTU). 

I topped up $4,000 while my wife topped up $7,000.

Reason for topping up:

1) Tax Relief for 2020

2) 4% interest per annum (Power of Compounding)

3) Escalating toward Full Retirement Sum (FRS)

In total for myself, I had transferred $72,000 from my CPF OA to SA since 2017 (Link) + $4,000 from Cash to CPF SA.

Related post:

1) Free $5 Grab voucher from CPF

2) New milestone - $300,000 portfolio

3) 33 financial tips for my 33rd Birthday

4) What I had learned in term of Life and Financial during Circuit Breaker (CB) period

5) Transferred $20,000 from CPF OA to SA for Oct 2020

Free $5 Grab voucher from CPF

 

Ho Ho Ho!!!!

We have reached December and will be receiving our CPF 2020 interest amount very soon.

CPF had launched the CPF Planner guide recently.

What's in for us is you will receive a $5 Grab food code after you completed it (while stocks last). 

In case you are lost how to earn your 2nd and 3rd star.

We get "paid" to learn more knowledge regard to CPF.

1 stone kill 2 birds

Related post:

1) New milestone - $300,000 portfolio

2) Transferred $20,000 from CPF OA to SA for Oct 2020

3) 33 financial tips for my 33rd Birthday

4) Earned 14x more cashback in POSB Cashback Bonus than in DBS Multiplier

5) Why you should sign up for NTUC Union membership now........

6) Why I continue to renew with Tuas Power instead of other electricity retailers

Summary of my portfolio - Nov 2020

Mr CDxD portfolio

No.	Counters	No. of Shares
1	First REIT	48,000
2	HongKongLand USD	21,200
3	Frasers Centrepoint Trust	30,000
4	ComfortDelGro	27,000
5	AIMS APAC REIT	9,000

6	Keppel Corp	6,000
7	NikkoAM-StraitsTrading Asia Ex Japan Reit via POSB Invest Saver	716

• Sold 11,300 shares of UIC on 04 Nov at $2.19. Total profit of $187.67 (0.8%) in less than 4 months (Link)
• Bought 9,000 shares of Aims Apac Reit on 09 Nov at $1.17 (Link)
• $484.80 of First REIT dividend declared on 10 Nov (1.01cents/share), payout on 23 Dec
• Bought 180 shares of NikkoAM-StraitsTrading Asia Ex Japan Reit via POSB Invest Saver at $1.10 (Cost $198.36)

Mrs CDxD portfolio

No.	Counters	No. of Shares
1	STI ETF via POSB invest Saver	1487

Apr 2020: 185 shares at $2.69                Cost: $498.37

May 2020: 190 shares at $2.63               Cost: $498.87 

Jun 2020: 182 shares at $2.75                Cost: $499.96 

Jul 2020: 183 shares at $2.72                 Cost: $497.37 
Aug 2020: 188 shares at $2.65               Cost: $498.17 

Sep 2020: 193 shares at $2.58               Cost: $497.48

Oct 2020: 191 shares at $2.62                Cost: $499.57

Nov 2020: 175 shares at $2.83                Cost: $499.54

• $36.87 of STI ETF dividend payout on 17 Jul (6.62 cents /share) for 557 shares